余额宝转入：是把银行卡的钱转入余额宝。
余额宝转出，是把余额宝的钱转到银行卡。
余额宝对接的是天弘基金旗下的余额宝货币基金，特点是操作简便、低门槛、零手续费、可随取随用。除理财功能外，余额宝还可直接用于购物、转账、缴费还款等消费支付，是移动互联网时代的现金管理工具。目前，余额宝依然是中国规模最大的货币基金。
2018年5月余额宝在用户端发出公告，从是2018年6月6日0点开始，余额宝转出到银行卡当日快速到账额度有所调整，从每日限额5万元调整到1万元，转出到银行卡普通到账服务（第二天到账额度）及消费支付等均不受影响。
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扩展资料
一、余额宝的转入流程：
1、首先保证手机上装有支付宝APP，打开手机上的支付宝APP，并点击右下角“我的”。
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2、会显示出如下界面，在界面中找出余额宝选项，并点击。
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3、点击余额宝后在下方界面中找到“转入”选项，点击”转入”。
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4、在转入金额中，填写需要转入的金额，然后点击确认转入即可。
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二、余额宝的转出流程：
1、在手机上找到支付宝APP，点击右下角的选项“我的”。
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2、点开我的选项后，列表中找到余额宝选项，找到后点击。
3、点开余额宝之后，在界面中可以看到转出选项，点击转出。
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4、在金额中，输入需要转出的金额，然后点击确认转出即可。
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