支付宝余额自动转入余额宝有两层含义：
（1）转账收到的的资金将实时转入到余额宝
（2）其他余额资金将在次日凌晨自动转入到余额宝
我们可以根据自己的需求来开通和关闭这个功能，它的开通与关闭分为以下几步：
（1）打开支付宝，在常用功能中找到余额宝
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（2）点击余额宝，在“我的服务”中找到“余额自动转入”
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（3）点击“余额自动转入”，点击“同意开通”便成功开通余额宝
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（4）若想关闭余额宝，重复（1），（2）步骤后点击右上角省略号
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（5）在弹出的界面中点击“关闭服务”变成功关闭余额宝了
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