"我国商业银行操作风险管理的探讨"标题和摘要的翻译

高悬赏:
我国商业银行操作风险管理的探讨

摘 要:
在现代经济系统中,商业银行是金融业的中心,发挥着融通资金、引导资源流向和调节社会供需平衡等诸多不可替代的重要作用,同时,商业银行在营运过程中时刻面临着各种风险。但是与市场风险、信用风险相比,商业银行对操作风险的理解、认识和管理都处于较低水平。本文在分析商业银行操作风险具体形式以及产生原因的基础上,从我国商业银行的实际情况出发,借鉴国外的先进经验,提出了防范与控制商业银行操作风险的具体对策,对降低商业银行操作风险进行了有益的探讨。

关键词:
商业银行;操作风险;风险管理

China's commercial banks of operational risk management

Abstract:
In the modern economic system, commercial banks are the center of the financial sector to play an intermediation of funds, guiding the flow of resources and balance supply and demand balance, and many other irreplaceable important role, while commercial banks in operation during the moment of facing the risks. But with market risk, credit risk than commercial banks operational risk understanding, awareness and management are at a lower level. Based on the analysis of specific forms of commercial banks, operational risk, as well as the basis of causes, from China's commercial banks, the actual situation, learn the advanced experience of foreign countries and put forward to prevent commercial banks, operational risk and control of specific measures to reduce commercial banks, operational risk had useful discussions.
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