微信使用本人姓名和身份证号码实名认证后,没有绑定银行卡也是可以领取红包的。但根据央行监管要求,微信对未绑定银行卡的用户设置了累计收款限额,累计收款限额超过1000元,必须绑定I类银行卡进行实名认证。
微信绑定银行卡的方法
1、打开微信。
![](https://video.ask-data.xyz/img.php?b=https://iknow-pic.cdn.bcebos.com/ca1349540923dd547893f616c109b3de9d8248ef?x-bce-process=image%2Fresize%2Cm_lfit%2Cw_600%2Ch_800%2Climit_1%2Fquality%2Cq_85%2Fformat%2Cf_auto)
2、进入微信后,打开‘支付’界面。
![](https://video.ask-data.xyz/img.php?b=https://iknow-pic.cdn.bcebos.com/9358d109b3de9c82e285a8f17c81800a18d843ef?x-bce-process=image%2Fresize%2Cm_lfit%2Cw_600%2Ch_800%2Climit_1%2Fquality%2Cq_85%2Fformat%2Cf_auto)
3、在‘支付’界面,点击“钱包”。
![](https://video.ask-data.xyz/img.php?b=https://iknow-pic.cdn.bcebos.com/810a19d8bc3eb1350927e6c5b61ea8d3fc1f44ef?x-bce-process=image%2Fresize%2Cm_lfit%2Cw_600%2Ch_800%2Climit_1%2Fquality%2Cq_85%2Fformat%2Cf_auto)
4、点击“银行卡”,打开‘银行卡’界面。
![](https://video.ask-data.xyz/img.php?b=https://iknow-pic.cdn.bcebos.com/a71ea8d3fd1f4134d7d75400351f95cad0c85eef?x-bce-process=image%2Fresize%2Cm_lfit%2Cw_600%2Ch_800%2Climit_1%2Fquality%2Cq_85%2Fformat%2Cf_auto)
5、点击"添加银行卡",在弹出的界面中输入支付密码,验证身份。
![](https://video.ask-data.xyz/img.php?b=https://iknow-pic.cdn.bcebos.com/d53f8794a4c27d1e8cc66aba0bd5ad6edcc438ef?x-bce-process=image%2Fresize%2Cm_lfit%2Cw_600%2Ch_800%2Climit_1%2Fquality%2Cq_85%2Fformat%2Cf_auto)
6、输入银行卡号,点击下一步。
![](https://video.ask-data.xyz/img.php?b=https://iknow-pic.cdn.bcebos.com/c995d143ad4bd1130a2de64c4aafa40f4afb05ef?x-bce-process=image%2Fresize%2Cm_lfit%2Cw_600%2Ch_800%2Climit_1%2Fquality%2Cq_85%2Fformat%2Cf_auto)
7、输入手机号。
![](https://video.ask-data.xyz/img.php?b=https://iknow-pic.cdn.bcebos.com/8b13632762d0f7032852c4a218fa513d2797c5e8?x-bce-process=image%2Fresize%2Cm_lfit%2Cw_600%2Ch_800%2Climit_1%2Fquality%2Cq_85%2Fformat%2Cf_auto)
8、输入手机验证码。
![](https://video.ask-data.xyz/img.php?b=https://iknow-pic.cdn.bcebos.com/21a4462309f7905251ff16401cf3d7ca7acbd5e8?x-bce-process=image%2Fresize%2Cm_lfit%2Cw_600%2Ch_800%2Climit_1%2Fquality%2Cq_85%2Fformat%2Cf_auto)
9、绑定成功。
![](https://video.ask-data.xyz/img.php?b=https://iknow-pic.cdn.bcebos.com/9922720e0cf3d7cab6166e08e21fbe096a63a9e8?x-bce-process=image%2Fresize%2Cm_lfit%2Cw_600%2Ch_800%2Climit_1%2Fquality%2Cq_85%2Fformat%2Cf_auto)