跪求大神把这段中文摘要翻译成英文！！！

Question

零售业务是商业银行对居民个人或家庭提 供的银行及其他金融产品和金融服务的总称。在我国商业银行，零售业务主要包含个人或企业信贷、银行卡、理财以及储蓄等业务，近年来，商业银行包括兴业银行在内零售业务虽然发展速度取得巨大的增长，但在零售业务占据整个商业银行的利润来源越来越重要地位的当今市场，商业银行若想在零售业务方面取得更加长足的发展，还存在问题与困难。本文由商业银行零售业务的含义与内容写起，联系了我国金融市场的实际，具体以兴业银行为例，讨论了我国商业银行零售业务发展路上存在的问题，以及解决当前问题的详细对策。
不要翻译器翻译的！！

Answer 1

Retail business refers to all the banking and financial services and products provided to individual residents or families by commercial banks. In our country, such business mainly consists of personal and corporate loans, bank cards, money management and savings service and so on. In recent years, despite the fact that commercial banks, including the Fujian Industrial Bank, have maintained rapid growth rate in retail transactions, there still exist problems and difficulties if commercial banks wish to make more progress in the long term under the circumstance of retail services playing an increasingly important role in the profit-making process of the whole industry. The paper starts with the definition and contents of retail services in commercial banks, linking the actual facts of financial market in our country, taking Fujian Industrial Bank as an example, wrapping up by discussing the problems in the development of retail services of commercial banks in our country and presenting specific countermeasures to solve the current problems.
仅供参考，欢迎指正